?One in five? young UK drivers uninsured.
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katwalk
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Sooooo it is also illegal over there to not have insurance then? You want to know why most people here don't take the risk of driving an uninsured car? Because then you get pulled over and lose your whole license. Of course you don't get pulled over there because of speed cameras. GOOD JOB THERE.
AiR
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kat, the police cars are equipped with automatic numberplate readers. They simply drive down the street and whenever someone without insurance comes along, the alarm bells go off. Same system is used by stationary cameras, if you drive into central London for example you will get scanned and then central can dispatch a car to stop you. Uninsured drivers have their cars taken away and crushed after 14 days.
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Aston Martin
Proudly supports terrible french cars
The thing is, like WillDAQ said about the ANPR cameras, most police cars have an ANPR system inside the car. What this does is read every number plate it sees and if theres something wrong, such as no tax/insurance etc, the police pull them over.
It is a brilliant system.
CD82
Well-Known Member
Why not simply insure the car with your parents? Makes it a damn side cheaper (at least in Germany) and as far as I know (again in Germany) it's no problem to put a beginner as second driver and in reality he or she will be using the car most of the time.
ANPR is still being rolled out in many places, so most people don't realise how likely they are to be caught once it's up and running.
They install them at secret roadside locations as well as in both police cars and dedicated ANPR cars.
Punishment is 6 points on the license & the car gets impounded. They have to provide proof of insurance to be allowed to pay the release fee, after 14 days the impounded car gets crushed.
Posmo
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The biggest problem here (apart from the stupidity of teenagers, obviously) is the cost of insuring a car in britain. I just checked with a randomm insurance agency here in Finland, and the cost of me, an 18 year old male driver who has had his licence for less than 10 months, insuring a brand new Maserati Quattroporte is ~1130? a year. Try the same thing with a UK insurance agency, and check the price difference, it'll be LARGE.
EDIT: Checked another UK insurance favourite, The Ford Escort RS Cosworth. 1140? a year. ~2000? for full coverage.
EDIT: Checked another UK insurance favourite, The Ford Escort RS Cosworth. 1140? a year. ~2000? for full coverage.
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AiR
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Damnit I've tried nearly every insurance agency but none of their online calculators will let me insure this nice 612 Scaglietti F1 I found, they want me to call customer service 
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A Lamborgini is fine though! A 2007 Gallardo NERA (whatever that is) is 36 297 SEK (scratch last number for EUR) a year for full coverage on me. Granted I'm not 18 anymore but I'm not yet 25
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A Lamborgini is fine though! A 2007 Gallardo NERA (whatever that is) is 36 297 SEK (scratch last number for EUR) a year for full coverage on me. Granted I'm not 18 anymore but I'm not yet 25
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klankymen
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I may be mistaken here, but I believe in Germany it's not even possible to get license plates for your car if you're not insured.
shad_68
DOOD looks like a lady
Agreed. Obviously, this is a pretty big problem, especially since it's young drivers who are simply statistically more likely to end up in an accident.
But, I don't think it's such a surprise with the outrageous rates new drivers have to pay. Obviously, you could say "If they can't afford insurance they shouldn't drive, full stop. It's a priviledge, not a right.", and I'd agree. But I also think that when it's nothing extraordinary for a yearly rate to exceed the value of the car itself there's definately something wrong with the insurance system.
From what I understand that's not exactly possible or legal in the same way it is in Germany. Young drivers in Britain really do get screwed over.
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Yeap, iirc you first need to get a provisonal insurance statement and T?V exam so you can register a car and get the plates.
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klankymen
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For the record, I believe it's possible for me (20 years old, license for 3 years) to insure an SL65AMG in my own name for 1100 a year. That's of course only liability coverage, and not any damages to your own car, which would be like 10 grand for a brand new model. But the point is, you can insure just about anything. Although, I'm not quite sure how exactly the cost correlates with the car you have.... An old 7er beemer would cost 1600, and my mom's Honda thingy would cost 700 a year for me. Why the beemer is more dangerous than an SL65AMG or a 911 Turbo (also costs around a grand) is beyond me.
@post below me: comparable mercs, volvos and jags cost the same as the bmw though.
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katwalk
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IIRC It is the same here, and you need it for the inspection too so if you don't have it there will be big F sticker on the car.
Posmo
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Just out of interest, could you guys run a few cars through one of your own country's insurance "calculators" just to see how the prices differ from country to country?
Say, get calculations for:
1.0 Nissan Micra - The econobox.
Escort Cosworth - The ultimate in joyriding statistics. Relatively inexpensive
911 Turbo - Expensive and fast.
BMW 525i - A standard spec executive saloon.
I mean, the prices in the UK are outrageous. In here, parents don't even need to add their children to the insurance if they use the car from time to time..
Say, get calculations for:
1.0 Nissan Micra - The econobox.
Escort Cosworth - The ultimate in joyriding statistics. Relatively inexpensive
911 Turbo - Expensive and fast.
BMW 525i - A standard spec executive saloon.
I mean, the prices in the UK are outrageous. In here, parents don't even need to add their children to the insurance if they use the car from time to time..
Isnt it that here the basic price for the insurance (the one which pays only for the damage of the other car) is fixed by law?
Spectre
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I think you'd need to spec a driver age and gender there, as well as the specific years of the cars.
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D
D-Fence
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why should the british youth handle car insurance differently than safer sex?
Maybe they spill some milk over their car every morning too?
Maybe they spill some milk over their car every morning too?