- Sep 4, 2006
- Torrington, CT United States
- 2005 Gr Cherokee, dealer demo
Not haveing a credit card is very bad for your credit score. If you don't have a credit card you will really strugle to get much over a 700 FICO and are basically locked out of the Tier 0 and super Tier range that is 750 plus for most lenders.A credit card is worth keeping around for your credit rating. Any good credit car won't have any fees if you don't owe them anything.