Ownership Verified: Viper's 2008 Dodge Viper SRT-10 (A 17+ Year Dream Come True!)

Ha.

Around here track = no insurance. Period.
 
If you stop calling it "hot laps" and call it "advanced driver/car control training" instead it looks much more insurable.

Yup. It's a driver education event. Some insurance companies won't insure anything on a track, but some "just" exclude timed and competitive events. No timing and no competition, and it very well may be covered.
 
If you read back he bought specific insurance for this event. And we told him he was stupid :p
 
My regular insurance doesn't cover anything that happens on a track, even if it's not timed or racing or anything. Too high risk I guess (as proven by me).

I bought track insurance ($300) for the day and I'm glad I did. :)
 
Viper on his last lap of the day... "I bought special insurance and I'm going to use it!" :p
 
Your insurance covers damages sustained while doing hot laps on a track?

I believe he bought specialist insurance for this. Contrary to my brilliant racing-driver advice at that. Of course, you'd also ignore the guy who has put a dent in more or less every side-facing body panel of the of the FinalGear GTP. And blew up the engine. And bent a 1967 Ford Galaxie 500. And raced a car so slow that it caused other drivers to outright threaten to quit the series (good riddance) and loved it. And thought a Pinto would make a Damn Fine racecar.

In fact, I'm not sure why people let me make decisions where cars are involved.
 
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Looks like your head sticks out of the car an unsafe amount. Wouldn't want to roll it...
 
Looks like your head sticks out of the car an unsafe amount. Wouldn't want to roll it...


I was thinking that when I watched the video...
 
Besides weighing a million pounds, that thing was actually pretty fast. It's basically a cop car underneath -- cop engine, cop brakes, etc.
 
Well shit. I have a $7500 deductible so this will not be covered by insurance since the repairs cost is less than that. I was under the impression that my deductible was 15% of the claim not the total coverage. Oops. :(


This is going to entirely out of pocket and will be $3-4k. :-/
 
The track specific insurance has a $7500 deductible?

Yes. I had the option between 10% and 15% deductible. Having it listed as a percentage threw me off, thinking it was a deductible on the claim amount. Now of course I realize that that's silly (I could do a tiny claim) and that it was being shown as a percentage because I was choosing the coverage amount.
 
More damage photos:

NP5rCh0.jpg


u1hPatU.jpg
 
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