I might be getting my first car, a 1998 Nissan Maxima GLE. We already have a verbal agreement to buy the car and have a money order written up already. When we went to get insurance, we found out that the rates for me would be close to 1800 a year.
I offered to pay for the insurance with my CVS money but my parents don't want me to work so much. I also have a 1998 Toyota Sienna which my dad would drive?
Do any of you guys know any loopholes that would lower my insurance rates? Anything is helpful (and I know stuff like raising deductible or lowering coverage helps).
Remember, 2 cars 2 drivers. One is a 9 step (my dad) and I have 15.