I was a stupid kid a bit back. (still reckless even till today)
But about a year ago, when I was using my dad's 1995 Lexus ES300 as a daily, I was joyriding with a friend (we were hanging out at his house, and I suggested that I take us out for steak) around our local "touge" pass East Mercer Way loop and it was rainy. I was trying to show off, and I ended up understeering off a cliff, doing several barrel rolls, and landing in a bunch of bushes, mud and branches. We were both fine (my friend sprained his hip a bit when we rolled).
My friend kicked out the door and bolted for the road when we landed. I was trying to find all my papers and run away, but when I climbed up to the road, the ambulance, fire fighters, and po po were there... I was written a speeding under condition ticket and maintained that I was alone in the car...
I went nearly a year without a car until I got my Merc.
We only had liability on the ES, so my parents didn't get a dime from the insurance company.