False (recently in a paddock, trying to put rugs on horses, could not see 15 feet ahead because of the water sheeting out of the sky, had to sort of half shelter under horse's neck/chest for a little protection before it eased enough that I could try and head for the gate. No point trying to not get wet by then. 100% soaked through in about 15 seconds)
I have never had a car hail damaged