AiR
Forum Addict
Not if I need that money to pay off debts. In general I think the attitude towards credit is very different, you don't spend what you don't have. Buying something other than a house or a car on credit brings with it a sort of social stigma. There are ads on TV right now where a "re-financer" company (for people who have too many loans already) touts that when you apply for credit through them it only counts as one application in the records. If you have too many credit applications you will raise alarms. Doesn't matter if you pay got the loan or paid them in time or not, many applications on record simply means you are a fishy geezer that's not to be trusted.Does the idea of spending money on things not exist in Europe or something? I know you guys are socialist but you still use money to buy things right?
The banking system collapsed in the early 1990's because people borrowed money they didn't have so I think the very strict system is preferable to giving credit to people who probably can't afford it.
Oh yeah that too, nearly forgot!Yep! And we hate freedom!
Last edited: