KaJuN
Disco Inferno
- Joined
- Jul 31, 2006
- Messages
- 9,743
- Location
- Dayton, Ohio
- Car(s)
- Mini Cooper S, Landy Series III, Vulcan 900 Custom
As some of you may know I utterly hate insurance companies to no end. Now they've struck close to home. My brother is living in California and the car is still registered in Ohio. Recently some damage was done to his car. He came out one day, discovered the damage, and called the police. When they arrived they didn't believe him when he said he didn't know how it happened. Rear-seat cruiser questioning ensued. The body shop believes it was caused by vandalism. So begins the process of using the full coverage insurance policy to get it repaired.
Well easier said than done. The insurance company (State Farm) has decided it wasn't caused by vandalism and they won't honor their policy. My brother now has to pay out of pocket.
My issue is this: since State Farm decided the damage wasn't caused by vandalism then it had to have been caused by an accident which should be covered by the policy. So I call upon the wisdom of Finalgear as to what to do to get the insurance company to hold up their end of the deal.
Here's the said damage:
https://pic.armedcats.net/k/ka/kajun/2010/04/20/_MG_9626-1.JPG
Well easier said than done. The insurance company (State Farm) has decided it wasn't caused by vandalism and they won't honor their policy. My brother now has to pay out of pocket.
My issue is this: since State Farm decided the damage wasn't caused by vandalism then it had to have been caused by an accident which should be covered by the policy. So I call upon the wisdom of Finalgear as to what to do to get the insurance company to hold up their end of the deal.
Here's the said damage:
https://pic.armedcats.net/k/ka/kajun/2010/04/20/_MG_9626-1.JPG