- Dec 9, 2003
- Decorah, IA
- 2004 Subaru Impreza WRX STI (USDM)
Ditto, I don't understand it either, I do everything with the card and pay it off each month.I don't want to sound like I'm bashing you Americans, but I never understood your concept of multiple credit card use, paying one bill by charging another card and so on... I have one card, and I pay the bill every month... like just about everyone this side of the pond... and having to pay interest on credit card bills is completely unknown to me.
I have never paid a single dime in interest on it, and I actually make money off of them by getting points on purchases.
If I don't have enough money to buy something without paying off the card at the end of the month, I don't buy it.
The only way I could see myself getting in credit card debt would be if I have a sudden loss of income or something like that.