thevictor390
Teen Wankeler
- Joined
- Mar 9, 2007
- Messages
- 11,892
- Location
- Massachusetts
- Car(s)
- '17 Mazda MX-5 RF, '89 Toyota Blizzard SX5
So I'm doing 70 down I-495 S in the middle lane in moderate traffic, just like any other day. Suddenly the large SUV in front of me swerves to the right.
Why did he swerve? Probably the large plastic barrel... er.... barreling towards me. Mind racing: car on the left. Car on the right. No one immediately behind. I slam the brakes, and move over when I can, but it's too late. I am probably doing over 50 when I hit the barrel.
Barrel shoots forward, I pull over ASAP but it's a few hundred yards before a usable breakdown lane. I call 911, a State Trooper comes by shockingly quickly, and I explain the situation. I ask if I can get something in writing for my insurance company and he takes my license and calls my information into the barracks, telling me to call them. I saw another guy swerve into the median so the cop goes to check that out.
The damage:
https://pic.armedcats.net/t/th/thevictor390/2010/07/12/IMAG0016.jpg
https://pic.armedcats.net/t/th/thevictor390/2010/07/12/IMAG0017.jpg
https://pic.armedcats.net/t/th/thevictor390/2010/07/12/IMAG0019.jpg
I called the police barracks but was told, repeatedly and explicitly, that I do not need any kind of written report or statement, I should just explain the situation to my insurance company. I at least managed to get him to track down some sort of log file to confirm that they have a record of the accident.
Now the question is, how do I approach this with the insurance company? Am I at-fault for hitting debris in the middle of an interstate highway? My main concern is that I have no evidence, which I will have to take back up with the State Troopers if it becomes an issue.
As a young person driving a sports car I am hoping to god I am not at-fault....
Why did he swerve? Probably the large plastic barrel... er.... barreling towards me. Mind racing: car on the left. Car on the right. No one immediately behind. I slam the brakes, and move over when I can, but it's too late. I am probably doing over 50 when I hit the barrel.
Barrel shoots forward, I pull over ASAP but it's a few hundred yards before a usable breakdown lane. I call 911, a State Trooper comes by shockingly quickly, and I explain the situation. I ask if I can get something in writing for my insurance company and he takes my license and calls my information into the barracks, telling me to call them. I saw another guy swerve into the median so the cop goes to check that out.
The damage:
https://pic.armedcats.net/t/th/thevictor390/2010/07/12/IMAG0016.jpg
https://pic.armedcats.net/t/th/thevictor390/2010/07/12/IMAG0017.jpg
https://pic.armedcats.net/t/th/thevictor390/2010/07/12/IMAG0019.jpg
I called the police barracks but was told, repeatedly and explicitly, that I do not need any kind of written report or statement, I should just explain the situation to my insurance company. I at least managed to get him to track down some sort of log file to confirm that they have a record of the accident.
Now the question is, how do I approach this with the insurance company? Am I at-fault for hitting debris in the middle of an interstate highway? My main concern is that I have no evidence, which I will have to take back up with the State Troopers if it becomes an issue.
As a young person driving a sports car I am hoping to god I am not at-fault....
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