I'd rather not bicker on the definition of "emergency". To me, a bit of oversteer does not constitute that, I was talking more about imminent collision with another vehicle or pedestrian, or really any situation where you might have no control over your surroundings, hence not being able to predict the effect turning your steering wheel / pressing your pedals will have on the outcome.
I'd rather not bicker on the definiton of "scared", either, because reading your post, to you it involves adrenaline, shaky hands and a bit of ugly colors in your driver's seat leather. I was using the word for a healthy respect for road conditions where if you don't have the best equipment possible, and driving skill in those conditions, you can get yourself into real trouble real soon. And if you personally respect the snow and the ice, then you're ok by my standard.