Random Thoughts....

Somebody tried to buy plane tickets to Australia on my credit card. Hah, I don't even have that much money in my account! That showed him.
 
How did you get hold of that?

Also welcome to Greece
[video=youtube;sls-il4HQYg]http://www.youtube.com/watch?v=sls-il4HQYg[/video]
 
BlaRo said:
Somebody tried to buy plane tickets to Australia on my credit card. Hah, I don't even have that much money in my account!
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Que? What does a credit card have to do with the money in your bank account?
 
That would make sense, but he specifically mentioned the money in his account so I got curious.

Obviously the point of credit is for when you don't have the money in your account, such as buying expensive tickets to Oz. :p
 
America are behind us (Europe) with respect to security on their credit cards. We use chips they still use mag stripes - my cards have both just in-case I go abroad, pretty normal here I think.

They never, it seems to me, bring the card detail capture machine to the table in restaurants for instance (our machines connect to the base station using blue tooth I think) and over here let you do the card in and pin number, you never hand the card to the employee if you do not - they take the card off you and disappear with it - perfect for card cloners.
 
In Canada our cards, both credit and bank cards, have chips now. I like that, I never understood how an easily forged signature was good enough to spend so much money.

America might not have the chip cards yet but at least credit cards are nice and widespread. From what I hear in mainland Europe CCs aren't very common or at least used very often.
 
You have to have the discipline to use them properly.

They are not a long term form of credit and when ever possible should be paid off completely at the end of the month. The APR's are just horrendous otherwise.
 
Cobol74 said:
America are behind us (Europe) with respect to security on their credit cards. We use chips they still use mag stripes - my cards have both just in-case I go abroad, pretty normal here I think.

They never, it seems to me, bring the card detail capture machine to the table in restaurants for instance (our machines connect to the base station using blue tooth I think) and over here let you do the card in and pin number, you never hand the card to the employee if you do not - they take the card off you and disappear with it - perfect for card cloners.
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Shawn said:
In Canada our cards, both credit and bank cards, have chips now. I like that, I never understood how an easily forged signature was good enough to spend so much money.

America might not have the chip cards yet but at least credit cards are nice and widespread. From what I hear in mainland Europe CCs aren't very common or at least used very often.
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Magnetic Strips forever!!!!!! /sarcasm

My main issue is that one wrong move and the card's been demagnetized. Hasn't happened to my debit card yet, but it's at least somewhat happened to my university ID card. Also, the strip wears very easily.

I do wish more small banks would offer RFID embedded into their cards. That way I could actually use the gazillion "Tap and go" card readers at stores around here, unlike most people with those cards that either don't know they can do that or are privacy nazis and take a hammer to their debit/credit cards. (yes people boast about doing that.....)
 
Chip only has information on it to make the transaction secure. I can change my pin number in almost any ATM too. So if I think someone seen me use it I change it pronto. Oh and you are correct they do seem to be more robust that mag stripes.
 
Cobol74 said:
You have to have the discipline to use them properly.

They are not a long term form of credit and when ever possible should be paid off completely at the end of the month. The APR's are just horrendous otherwise.
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That's just common sense. Some people just aren't good with money. I only spend what I know I will be able to pay off in a few weeks' time when I get the bill. I don't get in debt, it builds my credit and best of all I don't buy junk I don't need.


rickhamilton620 said:
My main issue is that one wrong move and the card's been demagnetized. Hasn't happened to my debit card yet, but it's at least somewhat happened to my university ID card. Also, the strip wears very easily.

I do wish more small banks would offer RFID embedded into their cards.
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I haven't had any issues with my cards going bad... don't you use a wallet?

I really like the RFID cards, we got those a few years before the chip cards (those are very recent) but it took merchants a long time to get the machines and even then they are never working. I basically only get to use mine at the gas station since the pumps have the readers embedded into them, the scanners connected to cash registers are always down in my experience.
 
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A ?lost? 1958 Aston Martin DB2/4 MkIII drophead, originally the property of former Aston Martin owner David Brown, which has spent the last 30 years hidden beneath a tarpaulin, sold for over ?206,000 ? more than twice its top estimate ? at Barons British Heritage sale at Sandown Park on September 7th.

This extremely rare car - now a rolling restoration project - emerged after three decades to present investors with an extraordinary opportunity to acquire and restore a true piece of British motoring history, a vehicle originally owned by the man whose initials were given to the legendary Aston Martin ?DB? models. Interest in the car came from around the world, and bidding rapidly exceeded the ?80,000-?100,000 guide price. When the hammer finally fell, the successful bidder, a private British collector, paid ?206,866 (including premium).


Results ? Barons? British Heritage and Classic & Thoroughbred sales, September 7th

1958 Aston Martin DB2/4 MKIII Drophead ?207,866

1966 Ford (GB) Cortina MKI Lotus ?40,241

2000 Rolls-Royce Silver Seraph ?40,241

1972 Jaguar E-type S3 Roadster ?33,536

1957 Daimler Conquest Century DHC ?29,066

2003 Dax Tojeiro 427 S/C ?25,000

1958 Bentley (R-R) SI Saloon ?21,244

1966 Jaguar E-type SI 4.2 2+2 FHC ?21,244

1947 Rover 12 Tourer ?20,126

1972 Maserati Mexico ?19,568

1963 Jaguar E-type S1 FHC ?17,053

1960 Jaguar MKII 3.8 Saloon ?16,774

1965 Mercedes 230SL Pagoda ?15,768.

1997 Bentley (R-R) Turbo RL Saloon ?15,656

1987 Porsche 911 3.3 Turbo ?14,651

1987 Mercedes 300SL ?14,539

1972 Jaguar E-type S3 FHC ?13,701

1968 Daimler (Jaguar) 250 V8 Saloon ?13,198

1990 Porsche 911(964) ?11,857

1990 Bentley (R-R) Mulsanne S Saloon ?10,963

1956 Mercedes 190SL ?9,510

1972 Triumph Stag MKI ?8,113

1971 Ford (GB Crayford) Capri 3000 Convertible ?7,554

1967 Jensen Interceptor MKI ?7,163

1968 Jaguar MKII 4.2 Saloon ?7,052

1979 Rolls-Royce Silver Shadow II ?7,052

1974 MG (BL) B Roadster ?6,716

1966 Ford (GB) Cortina MKI GT Saloon ?6,158

1972 Mercedes 350SLC ?5,878

1993 Jaguar XJS 4.0 Convertible ?5,500

1980 MG (BL) BGT ?5,487

1984 Lotus Esprit S3 Turbo ?5,152

1983 Daimler (Jaguar) Sovereign 4.2 Saloon ?4,928

1967 Jaguar MKX/420G Saloon ?4,481

1991 Jaguar XJS V12 Le Mans ?4,481

1982 MG (BL) B Roadster ?4,370

1933 Austin 10/4 De-Luxe Saloon ?3,699

1987 Mercedes 560SEC ?3,699

1980 Triumph Dolomite 1850 HL Saloon ?3,476

1975 Jaguar XJ6 S2 Saloon ?3,029

1982 Mercedes 380SLC ?3,029

1985 Lotus Excel ?2,693

1978 MG (BL) B Roadster ?2,582

1982 BMW 316 ?2,246

1981 Fiat 126 De Ville ?2,190

1994 Jaguar XJS 4.0 Coupe ?2,023

1997 BMW 323i Convertible ?1,799

1992 Mercedes 320CE ?1,588

1988 Volkswagen Golf Gti TSR 1900 ?1,488

1994 Audi 2.6 Cabriolet ?1,488

1987 Mercedes 300SE ?1,413

1984 Jaguar S3 Sovereign ?988

(all prices include buyer?s premium plus VAT)
 
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Shawn said:
Que? What does a credit card have to do with the money in your bank account?
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Don't most US banks have credebit? cards that are sort of like prepaid credit cards? I know a few banks actually have debit cards, but they're the minority. Right?

Debit > credit. Spending money you don't have doesn't make sense (except on cars and houses)
 
?6,716 for an MGB, wow that thing better come with the corps of Cecil Kimber in the trunk.
 
I have a pile of checks and a couple bottles of cellulose reactive inks for my fountain pens that chemically bond with the paper making check fraud impossible for when I want a secure payment. Otherwise I happily use my debit card when the cash I have on hand isn't enough.

In other news: I have just become a lazier person. It dawned on me that since this apartment has hard floors throughout, I don't have to leave my chair to get anywhere. :lol:
 
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